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Benmort ConnectBENMORT PAY
Security & trust

Built to protect every cedi.

Escrow-held funds, verified identities, AI fraud monitoring and a complete audit trail — Benmort Pay is engineered so both sides can transact without fear.

Six layers of protection

Your money is protected at every step

Identity & KYC verified

Every party is KYC-checked. High-value (>$5,000) and enterprise transactions require enhanced KYC on both sides.

Funds held in escrow

Money is protected in escrow and released only on your milestone approval — never before.

AI fraud monitoring

Off-platform payment requests and escrow-avoidance attempts are detected, masked and flagged.

Full audit trail

Time-stamped evidence for every event: funded, approved, released, disputed, refunded.

Dispute-gated releases

Disputed funds never move without a resolved outcome, governed by two-step admin approval.

Non-circumvention

Commercial terms are enforced so both sides stay protected within the platform.

Know who you're paying

Layered identity verification

Trust starts with knowing every party is real and cleared to transact.

Standard KYC

Email, phone and government ID verification for every account before it can transact.

Enhanced KYC

Additional director and business verification for high-value and enterprise transactions.

Credential checks

Licence and compliance clearance for regulated categories before matching.

Always watching

Fraud stopped before it starts

External payment requests (bank details, mobile-money numbers, payment links) are masked and Trust & Safety is notified.

Escrow-avoidance attempts flag the account for mandatory review before the next project can activate.

Every transaction feeds an Escrow-Compliance score that measures whether escrow was funded before work began.

Get started

Transact without fear

Protected escrow, verified identities and a full audit trail on every transaction.